Contents – When determining the value of the contents you need to consider such items as your furniture, clothing, linens, pots and pans; the list can go on and on… Some special valued items may have limits and require Specific Floaters. Such items may include but are not limited to jewelry, computers, collectibles, musical equipment

Additional Living Expense – The purpose of this coverage is to help with additional expenses incurred if you are unable to live in your residence due to a insured loss. The policy generally provides an additional 20% based on the value of the contents.

Personal Liability Coverage – insures for the costs arising from an incident if you are found negligent for injury or property damage of others. It also provides Tenant Legal Liability for damage you unintentionally cause to the rental building. .