Condominium Policy

Contents – When determining the value of the contents you need to consider such items as your furniture, clothing, linens, pots and pans, electronics; the list can go on and on…

Improvements & Betterments – The condo corporation provides for a basic unit. This coverage provides for any improvements you make to the unit. For example, upgraded flooring, new bathroom, fixtures, kitchen renovations, just to name a few.

Loss Assessment – As a member of the Condo Corporation you can be assessed a portion of damage to shared or common areas in the complex.  For example, hallways or entrances.

Contingent Coverage – If the Condo Corporation has no insurance or its insurance is inadequate, you can be assessed a share of the uninsured loss.

Personal Liability Coverage – insures for the costs arising from an incident if you are found negligent for injury or property damage of others.